The number of people taking out mortgages fell to its lowest level for 19 months in August, according to Britain's High Street banks.
A total of 36,997 homeowners had their mortgages approved, the British Bankers' Association (BBA) said.
That is the lowest figure since January 2015, and a 21% drop on August 2015.
The number of people borrowing to buy a house or flat has been falling since April, when there was a rush to buy property ahead of stamp duty changes.
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